"Generally Speaking" and the Avenging Derringer - Part 1 of 3 Parts

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One man's "Survival Crutch" is another man's necessary coverage. Here, we delve into "generally speaking" to answer the Shakespearean issue, "Crutch or not a Crutch, that is the question!" A survival crutch is an unnecessary coverage for most people in most circumstances. For some in some circumstances, the same exact coverage is not a Survival Crutch. We explain how to navigate through these considerations to arrive at the wisest decisions.